US Financial Aid
Aberystwyth University is an approved Title IV institution and can administer U.S. Federal Loans (Title IV) as well as some other U.S. Loans to eligible students on eligible programmes of study.
US Federal Loans provide funding to students from the USA to cover tuition fees and living expenses. We know how complicated finding funding can be, which is why we are dedicated to guiding students through the process of application, calculating and approving the loan amount, and disbursing the funds. You may find that the UK process is very different to previous applications made at US institutions.
The following information tells you how to secure a loan for study at Aberystwyth University as well as explaining all our policies and procedures regarding US Federal Loans. Once you have read through, please fill out the Financial Package Request Form.
Changes to Federal Aid as of July 1 2026 and applicable to all new students
The Reconciliation Act 2025 has made important changes to Title IV Federal Aid, particularly in relation to PLUS loans:
- Current borrowers who received a PLUS loan before July 1, 2026 for their current course of study, can continue to borrow under the old rules for:
- Up to three more academic years, or
- Until they finish their current program, whichever comes first.
- Graduate PLUS loans will no longer be available for new graduate students starting on or after July 1, 2026.
- Parent PLUS loans are still available, but limited to:
- $20,000 per year per dependent student.
- $65,000 maximum total per dependent student.