Financial Wellbeing

As a member of staff you have access to information and a range of resources on financial wellbeing

Care First - Employee Assistance Programme

CareFirst offers a section on 'Financial Guidance and Information' - available for free to all staff.

• Financial Guidance: Staff can speak with a CareFirst Information Specialist for advice on budgeting, benefits, credit, debt, banks, loans, consolidation, and utility bills. Specialists are available from 8am to 8pm, Monday to Friday. For more information, please call 0800 015 5630.
• Online Resources: Through the CareFirst portal, staff can access an interactive budgeting calculator, informative articles, and pre-recorded webinars on financial wellbeing and advice from CareFirst and PayPlan.
• Debt Advice: The CareFirst portal also provides free, confidential debt advice and guidance tailored to individual needs from partners at PayPlan.

Pension

Through your pension contributions you have access to information, resources and webinars to support financial planning.

• Aberystwyth University Pension Scheme (AUPP) - staff on grade 5 and below who are members can access useful resources such as
  • Webinars (live and recorded) - such as: 'Setting out on your pension journey (under the age of 30); 'Making the most of your pension' (over the age of 30); 'Starting to plan your retirement' (more than 10 years to go until retirement); 'Approaching your retirement' (less than 10 years to go until retirement); and more.
  • Planning tools - such as 'Retirement planner', and, Document Library 
• Universities Superannuation Scheme (USS) - staff at Grade 6 and above who are members can access the members area for a range of useful resources
  • Webinars (live and recorded) - such as: 'Your USS pension basics'; 'Planning ahead for your retirement'; 'Approaching Retirement'
  • Retirement Planning tool and impact of life events.  

Other external services

MoneyHelper (provided by Money & Pensions Service) - provide free, impartial guidance and recommends further, trusted support if you need it. Sections that cover benefits, family & care, help with cost of living and debt, savings and investment, tax, and pensions and retirement, mortgage and homebuying, and more.

Citizens Advice - national charity with practical advice on a range of areas including benefits, debt and money advice, budgeting, pensions, and more.

Moneysavingexpert - offers lots of free practical advice, money saving tips and comparisons -including budget planner, debt help, banking and savings, tax, pensions and future planning.